Self Managed Super – SMSF Loan

Commercial Finance Melbourne

So you’re ready, you’re looking to take more control of your retirement savings. Using your Self Managed Superannuation (SMSF) to buy a property might be the next move for you.


Thanks to legislation changes it’s now possible to use your Superannuation to invest in the real estate market. Navigating the financial options available in this space can be a minefield trying to ensure you get the best deal.


Before we continue it’s important to note – if you’re not yet sure if buying in your SMSF is for you, it’s important to have a chat with a qualified accountant and/or financial planner (We can put you in touch with one of each if you need). Assuming that you’re confident that an SMSF purchase is the next move for you and finance is your next duck to line up, read on.


A very frequently asked question I get is “Why should I use a broker instead of going to the bank” the answer when you’re looking at a SMSF loan is even easier.


One of my favourite stories is about a client who was looking to buy a commercial property in his soon to be setup SMSF. He took an entire day off work and visited every bank branch he could in the city. Not one would lend him the funds based on his situation. He vented to his accountant who put me onto him. After a brief phone call with him then about half an hour for me to confirm with the lender I had an in-principle support for this deal and he was able to proceed.


It’s just a shame he only found me at the end of the day off work, after running around and getting all those knockbacks.


In this particular case, we were even able to get it at a higher LVR than he was expecting and from a lender who is broker only.


In a nutshell, that’s the reason why using a broker is better than going to the bank, especially when looking to finance a commercial building in an SMSF.



So if you’re looking to take advantage of our in-depth knowledge of the SMSF Finance market to save yourself time and money then get in touch to find out more.


Contact us here for more information and a no obligation chat/coffee.